Min D3, Have basic knowledge of some banking/ financial products/applications, Have strong understanding of Agile principles and practices, Have a basic understanding of software development processes (SDLC), technologies, and architectural concepts, Familiarity with IT tools and technologies, Understand testing scenario, Able to conduct black box testing when it is needed, Analytical And Problem- Solving Skills, Technical Writing Skill, Communication And Collaboration Skills. Fluent in Indonesia and English, Leadership And Decision- Making, Business And Market Awareness of Banking/ Financial Products, Able to handle changing prio- rities, evolving requirements, and unexpected challenges.